Got You Covered

Dental

HealthPass offers four great dental options; Guardian Managed DentalGuard (DMO),Guardian Managed DentalGuard Plus, (DMO), Guardian DentalGuard Preferred (DMO/PPO, and Guardian DentalGuard Preferred Plus (DMO/PPO)). Managed DentalGuard provides you and your family with accessible, quality care. The DentalGuard network is comprised of carefully selected dentists dedicated to delivering personalized In-Network services, with an emphasis on preventive treatment.  DentalGuard Preferred combines the freedom of choice of In-Network or Out-of-Network care, although you will typically receive a higher level of benefits and save on out-of-pocket costs if you visit an In-Network dentist.

DentalGuard Managed (In-Network Only):

DentalGuard Preferred (In and Out of Network):

DentalGuard Preferred Plus (In and Out of Network):

DentalGuard Managed Plus (In-Network Only):

VisionGuard

Guardian VisionGuard provides access to the Davis Vision network. Exams and materials are covered and members can visit any doctor they wish using both In and Out-of-Network benefits. Members have access to to generous discounts including up to 25% off laser vision correction, discounts on glasses and cosmetic enhancements such as tints, special lenses and scratch-resistant coating.

VisionGuard

Bundled Life and Disability

HealthPass makes it easy for employers to offer EverGuard, EverGuard Plus and now the EverGuard Dual Option. Personal protection from Guardian offers Term Life, AD&D and Long Term Disability. The coverage is available on a guaranteed basis, no medical examination and no industry will be excluded. These complete benefit packages are offered with low monthly premiums based on ages.

EverGuard:

  • $1,000 per month of Disability Income
  • $25,00 of Term Life Insurance
  • $75,000 of AD&D

EverGuard Plus:

  • $1,500 per month Disability Income
  • $50,000 of Term Life Insurance
  • $100,000 of AD&D

COBRA

HealthPass offers complete COBRA/NY State Continuation Administration Services. The employer no longer needs to worry about COBRA notices, following timelines and trying to understand the ever changing laws. Click here for additional information

Tax Saver

With TaxSaver A Premium Only Plan is one of the simplest benefits an employer can offer, but it delivers real savings to employees and their company.  By allowing employees to pay their portion of premium costs BEFORE taxes, employees typically save 25% or more.  The employer benefits from nearly 8% in FICA savings.  Click here to get your Premium Only Plan today.

Health Advocate

All employees enrolled in medical coverage have access to this advocacy and assistance company. Registered nurses can help guide members through questions regarding claims, healthcare bills, authorizations, finding doctors and hospitals as well as scheduling specialists.  Click here for additional information.

Medical Cost Advocate

All members have access to Medical Cost Advocate. These experts negotiate medical charges directly with healthcare providers (hospitals, physicians, labs etc.) to reduce employees medical expenses. Click here for additional information

Discounts and Wellness Programs

Every member of HealthPass is afforded a suite of discount and wellness programs from their selected carrier. Program services may included discounts for: local gyms, diet centers, LASIK surgery and other vision benefits.

Emblem HealthGHIHIPOxfordGuardian