Plans For Everyone.

As part of an exchange, employees have the ability to choose health insurance and benefit plans that fit their needs and budget from an ever growing range of choices.

MEDICAL

With multiple insurance carriers, provider networks, and multiple plan designs to choose from – there is a plan for everyone!

DENTAL

With a variety of insurance plans, available you can choose from DHMO, EPO or PPO plans available through Guardian, Solstice and UnitedHealthcare.

VISION

Three PPO vision insurance plans are available through Guardian, Solstice and UnitedHealthcare.

FSA & COMMUTER BENEFITS

OCA makes it easy to offer employees the ability to enroll in any or all of the following four plans: Flexible Spending Account (FSA), Dependent Care Account (DCA), Parking Plan and Transit Plan.

TERM LIFE, AD&D AND LONG TERM DISABILITY

EverGuard and EverGuard Plus are available through Guardian.

Health, Wellness & Cosmetic

The wellness plan for elective and cosmetic services. Beyond Med provides exclusive access to a network of health and wellness doctors, providers, and specialists with reduced rates on the services you’ve always wanted.

ACCIDENT

Having an accident plan provides you with an extra level of financial protection to help cover out-of-pocket medical expenses. AccidentGuard Adv is available through Guardian.

ID THEFT PROTECTION

Identity theft is America’s fastest-growing crime. Multiple identity theft plans are available through Allstate Identity Protection and LifeLock.

Pet Plan

Total Pet Plan is a discount pet care bundle (not insurance) with no exclusions and pet age is not a factor!

Extra Products & Services

Looking for even more benefits? We don’t just offer medical and ancillary products. Check out these extra products & services that address our members’ unique needs.

 

FOR EMPLOYERS

 FOR EMPLOYEES